To apply you will need the following documents:

• Photo ID - Passport or Drivers Licence
• Proof of PPS number - Payslip, P60, revenue documentation (please note we cannot accept the Public Service Card as proof of your ppsn)
• Proof of Address - Utility Bill or Bank Statement (no more than 6 months old)

*Uploading incorrect documents e.g Public Service Card may delay your account set up process please check your documents and expiry dates before uploading.

The common bond defines the area the credit union can operate it is the factor that unites members together that is people who are working or living in the area. The common bond ensures that the savings from the members in our community are available to other members as loans. You are eligible for membership with Enfield Credit Union if you live in our common bond which centers the town of Enfield and surrounding areas such as: Longwood, Clonard, Summerhill and Rathmolyon. If you are unsure if your address or workplace is within our common bond, just give us a call on 046 9541296 and we can check this for you.

Full Map of our Common Bond

While none of us like to think about it providing for family in the event of unexpected death. It is something we all should do. Enfield Credit Union members can nominate a person they favour to receive their savings in the event of their death. By choosing to nominate a person you are enabling that person to access funds at the time of death without having to wait until legal matters are sorted out. We would encourage all members to complete a nomination form it only takes a moment and it would avoid the sometimes-timely intestacy process. Member accounts are subject to a limit of €23,000 amounts in excess of this will form part of your estate. Nomination forms can be completed by any member over the age of 16 at any of our offices. Please see some important notes below.

• The statutory maximum amount that can pass under a nomination is currently €23,000. Any amount in excess of this balance will form part of your estate.
• If you elect not to complete a nomination, the proceeds of your account will form part of your estate on your death and will be dealt with under the terms of your will, under the rules of intestacy if you make no will, or under the small payments provision.
• You may revoke or vary your nomination at any time by completing a new nomination form.
• If you have completed a Nomination Form but have since gotten married - your nomination is revoked and you will need to complete a new form.

• A minor is a person under the age of 16
• A minor’s account can only be a single account, in the name of the Child only.

Who can open a minor’s account?

• If the child is under 7 a Parent/Guardian can open an account
• If the child is 7 years or older, the child must come into the Credit Union with their Parent/Guardian to open an account.

What is needed to open a minor account?

The Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (the “Act”) requires Financial Service providers, including Credit Unions, to implement and operate measures to prevent money laundering.

Enfield Credit Union is legally required under the Act to obtain and hold identification documentation for all its members.

For the Child we require;

• Birth Certificate.
• Proof of Guardianship if relevant
• Permanent address of the Child:
• Parent/Guardians Proof of Address
• The PPSN for the child

PPS Number can be verified via a Medical Card, European Health Insurance Card or correspondence from the Department of Employment Affairs and Social Protection.

For the Parent/Guardian we require;

• Proof of Identity
• Proof of Address i.e. bank statement, utility bill or correspondence form and official government department,

Please note: Anyone can make a lodgement to a minor account but withdrawals can only be made by the parent/guardian who opened the account. Once the child is aged 7 and over they are the only person that can withdraw funds from the account.