Consolidation Loan

Do you have an expensive loan that you want to pay off? Or a credit card balance that you’d like to clear once and for all? If so, our Consolidation Loan might be just the answer.

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Single repayment - more certainty

Reduced outgoings - less stress

No unexpected fees or transaction charges

Free loan protection (T&Cs apply)

Currently being updated

Apply for a Loan today!

Discover our Consolidation Loan

Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
9.38%
# Repayments
Total
Total Cost
APR
9.38%
# Repayments
Total
Total Cost
APR
9.38%
# Repayments
Total
Total Cost
APR
9.38%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

Loan amount

€350,000

Interest rate - APR

3.85%

Loan term

35 Years

Cost of Credit

€287,705

Monthly repayment

€1,519

Total Repayable

€637,705

Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Loans are subject to approval. Terms and Conditions apply.

Caution - Variable rate loans can lead to fluctuating monthly payments, impacting youroverall budget.

Enfield Credit Union Limited is regulated by the Central Bank of Ireland (No. 343CU) and authorised as an investment business for the provision of investment intermediary services (No. C13889)

How do I Apply?

To ensure a smooth application process, we’ll ask for:

  • 3 most recent payslips
  • Proof of any other household income
  • Bank statements for the past 3 months

NOTE: Additional documentation may be requested depending on your circumstances.

Once your application and supporting documents are submitted, one of our team members will get back to you as soon as possible with an update.

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