1. Student Loan
Only 7.5% (7.78% APR)
We know how expensive student life can be - the fees, books, laptop, not to mention travel, food, accommodation etc. So, if you’re leaving the nest for the first time to embark on your third level journey, or you’re returning to try something new, talk to us about a flexible, low-cost student loan today.
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2. Education Expenses Loan
9% (9.38% APR)
This is for regular education expenses such as books, travel, food and accommodation.
Most students borrow what they need in their first year and then top up in subsequent years if/when the need arises. The top up process is quick and easy. You just need verify that your financial circumstances haven’t changed.
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Discover our Education Loans
Maximum Loan Term :
7.76%
7.76%
7.76%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
Loan amount
€40000
Interest rate - APR
7.76%
Loan term
5 Years
Cost of Credit
€48,082
Monthly repayment
€802
Total Repayable
€8,082
Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Loans are subject to approval. Terms and Conditions apply.
Caution - Variable rate loans can lead to fluctuating monthly payments, impacting youroverall budget.
Enfield Credit Union Limited is regulated by the Central Bank of Ireland (No. 343CU) and authorised as an investment business for the provision of investment intermediary services (No. C13889)
How do I Apply?
To ensure a smooth application process, we’ll ask for:
- 3 most recent payslips
- Proof of any other household income
- Bank statements for the past 3 months
- Proof of acceptance onto an educational course
NOTE: Additional documentation may be requested depending on your circumstances.
Once your application and supporting documents are submitted, one of our team members will get back to you as soon as possible with an update.
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