Home Improvement Loans

We have a variety of home loans for you to choose from. Scroll down for more details.

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1. Home Improvement Loan

Only 9% (9.41% APR) or 6.95% (7.18%) for loans greater than €20,000

Fancy a new kitchen or sunroom? What about a garden shed or raised decking? Whatever you have in mind, our Home Improvement Loan can help you on your way. It’s one of our most popular loans and is perfect for most routine projects around the house.

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High approval rating (95% of all loan applications are approved)

Quick decision on your application (usually within 24 hours)

Flexible repayment options and no penalty for early repayment

Free loan protection insurance (subject to certain T&Cs)

No hidden transaction fees or administration charge

You can borrow €20,000 plus over 5 years for such things as:

Insulation

Solar panels

Heat pump system

Heating control etc.

2. Greenify Home Improvement Loan

6.50% APR (6.70%)

Are you looking to save money on energy bills and do your bit for the environment? If so, we can help you. Our Green Home Improvement Loan will enable you to make significant cost savings by engaging a professional company to improve the energy efficiency of your home. Most people are also eligible for a Home Energy Grant from the SEAI which will reduce the amount you have to pay.

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Apply for a Loan today!

Discover our Home Improvement Loans

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayment Frequency
€
APR
5.64%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
5.64%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
5.64%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
5.64%
# Repayments
Total
Total Cost
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

Loan amount

€40000

Interest rate - APR

5.64%

Loan term

5 Years

Cost of Credit

€5,753

Monthly repayment

€176

Total Repayable

€45,753

Need more Information?

Need more Information?

contact our lending team by email loans@enfieldcu.ie or by phone 046-9541296.

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Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Loans are subject to approval. Terms and Conditions apply.

Caution - Variable rate loans can lead to fluctuating monthly payments, impacting youroverall budget.

Enfield Credit Union Limited is regulated by the Central Bank of Ireland (No. 343CU) and authorised as an investment business for the provision of investment intermediary services (No. C13889)

How do I Apply?

To ensure a smooth application process, we’ll ask for:

  • 3 most recent payslips
  • Proof of any other household income
  • Bank statements for the past 3 months

NOTE: Additional documentation may be requested depending on your circumstances.

Once your application and supporting documents are submitted, one of our team members will get back to you as soon as possible with an update.

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